by HainesKrieger | Sep 16, 2018
In August 2018, Experian, one of the nation’s three consumer credit reporting agencies, released the findings from a study of nationwide credit card trends. According to that study, credit card debt in the United...
by HainesKrieger | Dec 12, 2014
Last updated August 22, 2018. For many Americans, overspending is a holiday tradition. According to the National Retail Federation, the average American shopper expected to spend nearly $1,000 during the 2017 holiday...
by HainesKrieger | Oct 5, 2013
When you are unable to pay a debt, the creditor can commence the collection process. This can take years and seriously damage your credit. From the debtor’s perspective, the harassing telephone calls and threats of...
by HainesKrieger | Jun 25, 2013
Being unable to pay your bills can make you feel powerless. Nasty letters and phone calls can ruin your day, especially when a collector calls your cell phone during work or while you are with friends. Fortunately,...
by HainesKrieger | Dec 7, 2010
Once you file for bankruptcy, you’ll likely see an immediate change in the activity of your creditors. This is partly because of the “Automatic Stay,” which forbids creditors from contacting a debtor directly (i.e.,...
by HainesKrieger | Oct 27, 2010
A recent study by the University of Michigan School of Law has found that an increasing number of people over the age of 65 are filing for bankruptcy protection. The study states that even before the financial...
