by HainesKrieger | Sep 24, 2014
Overwhelming debt causes a great deal of stress. You may lose sleep, become angry, or get scared. Fortunately, the federal bankruptcy laws can restructure your debts, provide a fresh start and alleviate your stress....
by HainesKrieger | Feb 7, 2014
The Ninth Circuit case of Shapiro v. Henson stands as a warning to all bankruptcy debtors: be sure what is actually in your bank account on the day your bankruptcy case is filed. The Chapter 7 trustee requires bank...
by HainesKrieger | Feb 4, 2014
During the bankruptcy process, the debtor is asked to account for all monthly expenses on bankruptcy Schedule J, which includes categories such as food, clothing, mortgage/rent, medical, and transportation. However,...
by HainesKrieger | Jan 25, 2014
A primary goal in nearly every Chapter 7 case is the bankruptcy court’s discharge order which forever and completely eliminates many of the debtor’s financial burdens. The discharge order is a powerful injunction that...
by HainesKrieger | Jan 24, 2014
Payday loan companies offer a short-term loan of a few hundred dollars that will be repaid on the borrower’s next payday. To obtain the loan the borrower usually writes a post-dated check to the lender. Often the...
by HainesKrieger | Jan 13, 2014
Filing a personal bankruptcy case will stop a judicial or nonjudicial foreclosure, whether or not the foreclosure was begun before the bankruptcy. See 11 USC § 362 (a). The only notable exception to the automatic stay...
