by Haines & Krieger | Sep 25, 2019
When you are just starting out and have yet to establish your credit history, or you’ve been through some difficult financial times and have some black marks on your credit, having a friend or family member cosign your...
by Haines & Krieger | Sep 15, 2019
Generally, any person initiating a legal proceeding has the right to represent himself or herself. Bankruptcy is no exception. Thus, there is no technical or legal reason that a person filing for Chapter 7 or Chapter...
by Haines & Krieger | Aug 25, 2019
In 2018, local news affiliate KTNV reported that 47% of Nevada residents rented their living space. That’s significantly higher than the percentage of U.S. households renting their homes, according to Pew Research...
by Haines & Krieger | Jul 26, 2019
For most people, a bankruptcy filing follows months or years of financial struggle. In fact, one recent study revealed that 30% of households in bankruptcy seriously struggled with debt for five years or more before...
by Haines & Krieger | Jul 19, 2019
Senior citizens are not alone in struggling with debt, but those near or at retirement may face special challenges. While younger Americans, overwhelmed by debt can sometimes reduce expenses, take on a second job...
by Haines & Krieger | Jul 10, 2019
If you’re an individual or a couple planning for file for Chapter 7 or Chapter 13 bankruptcy, you’ve probably been advised that you’ll have to complete a credit counseling session with an approved provider before you...
